While many people might opt to do their banking at a local bank or credit union, regulars at Walmart might choose the One bank for their financial needs. However, a New York customer might now have second thoughts about using One after they withdrew $800 but were told they took out $80,000. “I understand one zero, but a mistype of 2 zeros is a pretty big deal,” they write in a post on Reddit’s r/legaladvice. “Can I do anything about this or should I just let them know of the mistake?“
“Someone forgot a decimal point,” joked a commenter, but this assumption is likely correct. “It’s the decimal point that’s missing,” agrees another, pointing out how “$800.00” can become “$80,000” if the dot is removed from the amount. “I think it’s going to be extremely obvious after one quick phone call you didn’t get 80k from an ATM,” remarks the post’s top commenter. After all, most physical bank branches don’t even let you withdraw $80K in cash from a teller window, let alone OP’s local Walmart One in New York. Another jokster Redditor chimed in with, “Call them and tell them the ATM shorted you 79,200.”
Several users warned OP, claiming that the message containing the so-called receipt for $80K might be a scam attempt. However, the New York Walmart customer was quick to clarify that “nothing in my account has been taken except for what I wanted.” They claim to only have a couple thousand dollars in the account and use it solely for withdrawing cash. However, there is still concern regarding whether Walmart will debit their account at a later date.
Whatever the case, at least OP wasn’t being scammed, nor did they lose a possibly massive amount of money from a simple error on Walmart’s part. Still, there are plenty of Reddit users who strongly consider One itself to be a ‘scam.’ “DO NOT USE WALMART ONE BANKING,” remarks a poster on r/walmart. “This has been the worst experience I have had with a banking service.” Another user replying to a different post shared a similar sentiment, calling One banking “criminals” for adding “fraudulent charges” to their card.
The ideal way to go out using One would be to likely use it for simple activities, like extra savings or withdrawing cash, like this story’s OP. Then, using a different banking institution for other things would be the best move.
